Privacy Notice

 

FACTS

 

WHAT DOES CORRY AREA SCHOOLS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?                             

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information may include:

  • Social Security number and income
  • Account balances and transaction history
  • Assets, investment experience, credit history, and credit scores

When you close your account, we continue to share information according to our policies.

 

How?

All financial companies need to share customers? personal information to run their everyday business- to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Corry Area Schools Federal Credit Union chooses to share and whether you can limit this sharing.

 

Reasons we can share your personal information

 

For our everyday business purposes- to process your transactions, maintain your account and report to credit bureaus

Does Corry Area Schools Federal Credit Union Share?  Yes

Can you limit this sharing?  No

 

For our marketing purposes- to offer our products and services to you

Does Corry Area Schools Federal Credit Union Share?  Yes

Can you limit this sharing?  No

 

For joint marketing with other financial companies

Does Corry Area Schools Federal Credit Union Share?  Yes

Can you limit this sharing?  Yes

 

For our affiliates’ everyday business purposes- information about your transactions and experiences

Does Corry Area Schools Federal Credit Union Share?  No

Can you limit this sharing?  No

 

For our affiliates’ everyday business purposes- information about your credit worthiness 

Does Corry Area Schools Federal Credit Union Share?  No

Can you limit this sharing?  No

 

For our affiliates to market to you

Does Corry Area Schools Federal Credit Union Share?  No

Can you limit this sharing?  No

 

For nonaffiliates to market to you

Does Corry Area Schools Federal Credit Union Share?  No

Can you limit this sharing?  No

 

Sharing practices                              

How often does Corry Area Schools Credit Union notify me about their practices?

We must notify you about our sharing practices when you open an account and each year while you are a customer.

 

How does Corry Area Schools Credit Union protect my personal information?

 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How does Corry Area Schools Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:           

    • open an account or deposit money
    • buy or sell securities, pay your bills, or apply for a loan
    • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can’t I limit all sharing?

Federal law gives you the right to limit sharing only for:  

    • affiliates everyday business purposes- information about your creditworthiness
    • affiliates to market to you
    • nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions  

Everyday business purposes   The actions necessary by financial companies to run their business and manage customer accounts, such as:

  • processing transactions, mailing, and auditing services
  • providing information to credit bureaus
  • responding to court orders and legal investigations

 

Affiliates  Companies related by common ownership or control. They can be financial and nonfinancial companies. We have none.

Nonaffiliates   Companies not related by common ownership or control. They can be financial and nonfinancial companies. We have none.

Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. We have an agreement with CUNA Mutual Group

 

If you want to limit our sharing

Contact us by telephone at 814-665-5291

Contact us by mail at

Corry Area Schools Federal Credit Union

22 South 1st Avenue

Corry,  PA  16407

 

Unless we hear from you, we can begin sharing your information 30 days from the date of this letter. However, you can contact us at any time to limit our sharing.

 

 

 

                                     

 

 

 

 

 

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